- 29/09/2017
5 year fixed rate mortgage- Is now the right time?
29/09/2017Read moreThe 9 members of Monetary Policy Committee recently voted 7-2 to keep base rate at its record low of 0.25%. However in the meeting minutes they talked openly about rising them in November/December 2017. So, to keep ahead of...
0 - 08/02/2017
95% Bad Credit Mortgage Now Available
08/02/2017Read moreAn increased number of 95% mortgages have been made available by lenders following withdrawal of the Government Help to Buy Mortgage Guarantee scheme. There are now around 38 different lenders with a variety of schemes offering a purchase using only...
- 25/01/2017
Bad Credit Right to Buy Mortgage New Entrant
25/01/2017Read moreSpecialist bad credit right to buy mortgage products launched aimed at applicants with adverse credit history applying for affordable housing schemes.
- 09/11/2016
Shared Ownership – Help to Buy
09/11/2016Read moreShared ownership has been one of the flagship affordable housing schemes offered by successive Governments. In the Autumn Statement from the then Chancellor, George Osbourne, he announced a revamp launching Help to Buy Shared Ownership. The revised scheme launched in...
- 08/11/2016
Adverse Credit Mortgages in 2016
08/11/2016Read moreWith personal debt on the rise, Government cutbacks still taking effect and the economy stuttering post-Brexit, it is commonplace for mortgage applicants to have some ‘bad’ credit history and have a need for adverse credit mortgages. The most common...
- 07/11/2016
Will Brexit Affect Bad Credit Mortgages?
07/11/2016Read moreIn the UK we have always liked to think that our tiny little island is a world super-power. However, post-Brexit the reality of the situation is that we will be alienating ourselves from Europe. Article 50 will be triggered no later than March 2017...
- 04/11/2016
Help To Buy Guarantee Scheme to End
04/11/2016Read moreThe Help to Buy Mortgage Guarantee Scheme was an initiative launched by George Osbourne in his Autumn Statement in 2013. It was described as a ‘landmark’ scheme that would get thousands of Britons on the housing ladder. Applicants only...
- 03/11/2016
Bad Credit Right to Buy Mortgage Launched
03/11/2016Read moreSpecialist bad credit mortgage lender, Precise Mortgages has just launched a bad credit right to buy mortgage. The mortgage is aimed at those tenants who want to buy their own home but have experienced previous adverse credit. Precise is supporting the Government initiative giving tenants renting Council or...
- 30/01/2013
MBS Lending withdraws from the bad credit mortgage market
30/01/2013Read moreReduced choice for recently discharged bankrupts and those in IVA’s as MBS Lending withdraws from the bad credit mortgage market A very niche area in the bad credit mortgage market was dealt a blow yesterday (29th January 2013) as...
- 24/01/2013
I’m new to the mortgage process: What is a mortgage and can I get one?
24/01/2013Read moreI’m new to the mortgage process: What is a mortgage and can I get one? If you’re new to the home-buying process then you’re probably wondering if you’re eligible for a mortgage. You may also be confused about how...
- 21/01/2013
UK first time buyers on the rise
21/01/2013Read moreAs first-time homebuyers in Britain reached a five-year high in 2012, it’s safe to say there is an increasingly large interest in securing a step onto the property ladder.
- 15/01/2013
Are you looking to purchase a property this year?
15/01/2013Read moreAre you looking to purchase a property this year? Whether you’re considering settling down or already have your sights set on the property of your dreams, yet unsure if buying a property is right for you, then you’ll feel...
- 21/12/2012
Make regular credit checks your New Years’ resolution
21/12/2012Read moreChecking up on your credit score regularly is essential, as you never know when your credit report may contain incorrect information or even when someone may steal your identity.
- 14/11/2012
How to find a good letting agent, Buy to Let Mortgages and more
14/11/2012Read moreMosaic Mortgages have put together some questions you should ask yourself when it comes to choosing a good letting agent to manage your property and its tenants.
- 09/11/2012
Bad Credit Mortgages Criteria Improvements for First Time Buyers
09/11/2012Read moreKensington Mortgages have made a welcome return to first time buyer bad credit mortgage lending following their withdrawal from the first time buyer mortgage market last November.
- 08/11/2012
How to buy a house in a great location
08/11/2012Read moreBuying a house can be one of the biggest decisions in anyone’s life, especially for first-time buyers who have only just decided that they want to make their mark on the property ladder. We’ve put together a buyer’s guide…
- 19/10/2012
Top tips for first-time buyers
19/10/2012Read moreWe’ve listed a few steps on how to go about applying for a first time buyer mortgage.
- 09/10/2012
Why have I been declined for a mortgage?
09/10/2012Read moreWhy have I been declined for a mortgage? Since the “credit-crunch”, mortgage lenders have been very keen to only take on borrowers who are low risk, so have therefore set their credit score sufficiently high enough to only accept...
- 04/10/2012
Bad Credit Mortgage Myths
04/10/2012Read moreThere are many myths surrounding the mortgage market, especially when it comes to bad credit mortgages and dealing with a poor credit history. We’ve listed a few bad credit mortgage myths to identify the facts.
- 14/09/2012
Top 5 mortgage myths and misconceptions
14/09/2012Read moreWe identify the top five common mortgage myths and urge borrowers to assume they are not eligible for an application.
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