Call: 01604 330240 | Email: enquiries@mosaicmortgages.co.uk

Terms, Conditions and Refund Policy

  • Mosaic Mortgages Limited is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
  • We offer products from a range of insurers for Life Assurance, Critical Illness, Income Protection, Home and Landlords Insurance.
  • We only offer products from a limited number of insurers for Accident, Sickness and Unemployment.
  • We offer a comprehensive range of first charge mortgages from across the market, but not deals that you can only obtain by going direct to a lender. We offer products for personal & business purposes.
  • We offer a comprehensive range of second charge mortgages from across the market, but not deals that you can only obtain by going direct to a lender. We offer products for personal business only.
  • In respect of Insurance, we will advise and make a recommendation for you after we have assessed your needs for Life Assurance, Critical Illness, Income Protection, Home and Landlords Insurance and accident sickness and unemployment. We will not charge a fee for this service but will retain commission from the insurer
  • In respect of First & Second charge Mortgages, We will advise and make a recommendation for you after we have assessed your needs. We will charge a non-refundable fixed fee of £99 payable on application and a fixed fee of £495 payable on successful completion of the mortgage. However, if the mortgage does not complete then the £495 fee is not payable.

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